Dear Liz: When I retired, I had a small 401 (k) with about $12,000 in it. Instead of rolling that money into an IRA, I took a distribution and paid taxes on it. I had no immediate need for the ...

One of the surveys, by Ipsos for Wells Fargo, polled adults aged 25 and olders with an annual household income under $100,000 ...

Learn how tax deductibles work to lower your taxes. Discover common deductions like student loan interest, charitable ...

Augusta Precious Metals ranks as the best overall Gold IRA company in 2025 due to its unmatched focus on investor education, transparency, security, and long-term retirement planning. It is especially ...

Should Certificates of Deposit (CDs) be part of your retirement savings plan? With top CD rates still near 4%–5% in 2025, ...

Those 50 and under will see their IRA annual contribution limit increase to $7,500 in 2026 -- a $500 increase. Individuals ...

IRAEmpire has released a new guide on Gold IRA pros and cons to help investors understand the various advantages and ...

If you’re saving for a college fund, you may have considered putting that money into your Roth IRA. The question is whether this is a good idea and if it will save you money. Check Out: Dave Ramsey — ...

The average Social Security benefit is just $2,008 as of August 2025. This is not an impressive amount of money for retirees.

How much money you keep at home depends on your personal situation, including your need for cash in everyday life as well as in an emergency situation. Elliot Pepper, CPA, CFP, MST, financial planner ...

The tax and IRA expert weighs in on whether it makes sense to delay a first RMD and whether it’s possible to reduce RMD-related taxes once you’re 73.