Bestselling personal finance author Dave Ramsey discusses both 401 (k)s and IRAs to help Americans understand important things to know about them. "Your 401 (k) and Roth IRA are two of the most ...

Dear Liz: When I retired, I had a small 401 (k) with about $12,000 in it. Instead of rolling that money into an IRA, I took a distribution and paid taxes on it. I had no immediate need for the ...

(k) and IRA contribution limits are based on your age, income, and if you (or your spouse) have a plan at work. Learn about ...

Asset location—meaning, which account investors use to house their assets—is important to consider alongside asset selection.

When the IRS first put out Publication 590-B in 2021 for the 2020 tax year, it offered an example that implied someone (a non-exempt beneficiary) who was subject to the new 10-year rule had to make an ...

Section 530A Trump Accounts are a new type of investment account for kids. Find out who is eligible for an account, how they ...

HSAs appear preferable to other tax-advantaged savings vehicles, especially for investors expecting out-of-pocket healthcare ...

As we approach the end of 2025, we wanted to highlight some key issues to think about before year-end, and items to consider ...

Q: What is your opinion on saving apps, like Acorns and Robinhood? Are they a good way to save money? A: I’m all in on ...

In 2024, a new law took effect allowing tax- and penalty-free rollovers from a 529 college savings plan to a Roth IRA, ...

Olivia’s maternal grandfather died when she was a teenager, and it wasn’t until then that she learned of the 529 plan. The grandfather named Olivia’s aunt as the successor owner of the plan, since he ...