Bestselling personal finance author Dave Ramsey discusses both 401 (k)s and IRAs to help Americans understand important things to know about them. "Your 401 (k) and Roth IRA are two of the most ...

Dear Liz: When I retired, I had a small 401 (k) with about $12,000 in it. Instead of rolling that money into an IRA, I took a distribution and paid taxes on it. I had no immediate need for the ...

Required minimum distributions (RMDs) are the minimum amount you must withdraw from certain retirement accounts when you hit ...