Indexed universal life insurance is a type of UL that has flexible premiums and death benefits. The cash value grows based on ...

Learn the ins and outs of collateral assignment in life insurance policies, how it secures loans, and what it means for your beneficiaries.

Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this ...

When a loved one dies and you know you’re the beneficiary of their life insurance policy, getting the payout is typically ...

One in five people do not realise that life insurance payouts can be subjected to inheritance tax calculations if it is not ...

Life insurance is, in many respects, one of the simplest components of the broader financial landscape. Policies allow ...

Premiums and features sell policies, but claim settlement is what proves whether life insurance will actually protect a family.

Evaluate term insurance using four metrics (4-year-avg): claim settlement ratio above 99%, amount settlement ratio above 95%, ...

A trust also enables you to impose additional conditions and criteria regarding who receives the funds and when. For instance ...

By opting for a long-term plan such as HDFC Life Click 2 Protect Supreme at an earlier age, you get the benefit of lower ...

A health insurance plan should step up and meet your health crisis head-on during your hour of need. Ensure that you don’t ...