Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Flex dollars are electronic currency issued by schools or employers for specific expenses.

Will Kenton is an expert on the economy and investing laws and regulations. He previously held senior editorial roles at Investopedia and Kapitall Wire and holds a MA in Economics from The New School ...

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