Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Being aware of your credit score is an essential part of modern financial wellness, and it also helps to know how you compare to others in the U.S. and in your state.

Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

Dear Pat: It is true. You would add this adult (at least age 18) as an “authorized user” to your account by calling your ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

A 750+ credit score quietly unlocks better rates, higher limits, and faster approvals without you doing anything extra.

One of the biggest misconceptions is that paying minimum dues is enough to keep cards healthy. In reality, using too much of ...

Learn why credit report disputes matter, how to fix errors, and protect your credit score with clear steps explained ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to ...