Your credit score is one of the most important aspects of your financial life. Knowing how to improve a credit score, especially if it's less than stellar, can open the door to all sorts of ...

Credit card debt can feel overwhelming when bills start piling up. Maybe you’ve lost your job, faced unexpected medical ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Credit scores are falling at the fastest pace since the Great Recession as Americans struggle to keep up with the high cost of living and the return of student debt payments. The national average FICO ...

Paying bills on time is most important. Using credit cards helps, but carrying a balance does not. The age of your credit accounts matters, too, and there are easy ways to improve it. Only 1.54% of ...

Drivers with poor credit usually pay for more car insurance. That's because, in the majority of states, car insurance companies can use your credit history when determining your monthly premiums.

FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...

A 650 credit score may not be bragging rights material, but it’s enough to secure competitive mortgage terms if you know where to look. We rounded up the best flexible lenders working with borrowers ...

When applying for a mortgage, your credit score affects your odds of approval, interest rate and loan terms. FICO has been the leading credit scoring company for mortgages, but credit scoring models ...

Most people assume their credit score drops only if they miss an EMI, but wedding-related debt often creates subtler problems. Large credit-card swipes close to the limit raise your credit utilisation ...