That can be a big deal if your account grows to a hefty size by retirement. And IRAs can grow to hefty sizes -- Warren Buffett's investing lieutenant Ted Weschler grew his to $264 million! Most of us ...

With a Roth IRA, you don't have to worry about future tax rates. That's because you're basically locking in your current tax ...

Learn how to calculate your Roth IRA contribution limit based on your income and filing status for 2025 and 2026. Maximize ...

It's true that there are income limits to be eligible to contribute to a Roth IRA. Starting in 2026, if you're single or the ...

Imagine that you have $900,000 in a Roth IRA and collect another $2,200 per month in Social Security. Can you afford to ...

When you reach retirement age, financial decisions become even more important as you are no longer generating income from ...

You'll only have access to a 401 (k) if your employer offers one. Some companies also require you to work there for a certain amount of time, like one year, before you're eligible to participate in ...

Dear Liz: When I retired, I had a small 401 (k) with about $12,000 in it. Instead of rolling that money into an IRA, I took a distribution and paid taxes on it. I had no immediate need for the ...

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement. Essentially, you’re choosing to pay taxes now in exchange for tax-free withdrawals ...

As tax rates are expected to rise and the federal deficit reaches historic highs, many Americans approaching retirement are ...

If you're only eligible to deduct a reduced amount or none of your IRA contributions, that doesn't mean you can't contribute ...

Discover how Roth 401(k) accounts are taxed, emphasizing tax-free withdrawals in retirement and upfront tax payments. Learn ...