The average FICO credit score across the U.S. has fallen for a second year in a row. The latest statistics from Fair Isaac ...

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Dear Pat: It is true. You would add this adult (at least age 18) as an “authorized user” to your account by calling your ...

Most credit scores that lenders use in the United States range from 300 to 850. And when people talk about achieving the “highest” credit score possible, they’re usually talking about the ever-elusive ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

Editor’s note: The following article is an op-ed, and the views expressed are the author’s own. Read more opinions on theGrio. I was on “TheGrio with Marc Lamont Hill” last week, and one of the topics ...