Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the ...

One of the biggest misconceptions is that paying minimum dues is enough to keep cards healthy. In reality, using too much of ...

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and account diversity.

A credit score determines your loan eligibility and interest rates. Learn what affects your credit score, why lenders check ...

A strong credit score is often seen as the key to getting a credit card approved. While it certainly improves your chances, many applicants are surprised when their credit card application gets ...